Health Insurance

Health insurance is essential coverage to consider for yourself since the cost of health care can be challenging to tackle out-of-pocket. You can choose from several options, and exploring all potential possibilities is crucial. Our agents at Reynolds Insurance Service are here to help you navigate your coverage options so you don’t have to.

What Health Insurance Should I Get?

The type of health insurance you should get depends on your health care needs. Your decision should be tailored to you. There are a variety of health insurance plans and health coverage options that include essential health benefits, including:

·        Group health insurance plan

·        Individual and family plans

·        Dental insurance

·        Vision insurance

·        Medical expense health insurance

·        Child health insurance

·        Travel health insurance

·        Health savings accounts (HSAs)

·        Supplemental health insurance

·        Disability insurance

·        Prescription insurance health coverage

·        Long-term care insurance

We will help you choose the health insurance plan most suitable for you and your health care needs, so be sure to reach out to an agent for any questions.

How Many Health Insurance Plans Can You Have?

You can have more than one health insurance plan, but you will not be reimbursed twice for service, nor will your plan exceed 100 percent of the cost. You must determine which insurance pays first for a claim if you have more than one plan. Your primary insurance will pay up to coverage limits. Once your primary is used, the second option may cover part or all of the remaining costs. Even with multiple plans, you can be left with out-of-pocket expenses. Contact an agent if you’re considering various health insurance policies.

How Much Does Health Insurance Cost?

The cost of health insurance can vary based on factors such as your health status and the types of coverage you obtain. Unexpected out-of-pocket medical costs can be a burden, but you have assistance with hefty fees with health insurance. To learn more about the benefits of health insurance, contact your agent.

Get Started Today

Health insurance is one of the essential coverage options you can choose, so it’s important to have guidance through the process. Our agents at Reynolds Insurance Service have been in the business for 27 years and are ready to help you navigate health insurance. Contact us today to get started.